Terms and Conditions

1. Acceptance of Terms

By accessing and using our services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use our services.

2. Account Registration

1. To use our services, you must create an account with accurate, complete, and current information.
2. You are responsible for maintaining the confidentiality of your account credentials.
3. You must notify us immediately of any unauthorized use of your account.

3. Financial Services

1. We provide various financial services subject to applicable banking regulations.
2. All transactions are subject to verification and approval.
3. We reserve the right to decline any transaction or service at our discretion.

4. Fees and Charges

1. Service fees and charges will be applied according to our current fee schedule.
2. We reserve the right to modify fees with appropriate notice.
3. You are responsible for all applicable fees associated with your account.

5. Privacy and Security

1. We protect your personal information according to our Privacy Policy.
2. You must maintain appropriate security measures to protect your account access.

6. Liability

1. We are not liable for any losses resulting from unauthorized access to your account if you fail to maintain adequate security measures.
2. Our liability is limited to direct damages proven and shall not exceed applicable regulatory limits.

7. Termination

1. We reserve the right to terminate or suspend services at any time for violation of these terms.
2. You may terminate your account by following proper closure procedures.

8. Changes to Terms

1. We may modify these terms at any time with appropriate notice.
2. Continued use of services after changes constitutes acceptance of modified terms.

9. Governing Law

These terms are governed by applicable federal and state banking laws and regulations.

10. Contact Information

For questions or concerns regarding these terms, please contact us at:

PROSPERITY MICROFINANCE BANK
1 Siluko Road behind Mobile Filling Station, Benin City 300001, Edo State, Nigeria
Email: info@prosperitymfbank.com
Phone: 09066631557